Bridge Loans 

Are you looking for a bridge loan? We will be glad to help! Call us at 305-608-8808. Ready to begin? Apply Now.



Welcome to Refresh Funding, LLC..We are your one stop shop for all of your Florida loan needs. With our office based out of Miami, Florida, we can assist you with any real estate loan transaction in any of the Florida counties and cities. If you want to purchase or refinance a residential or commercial property, let one of our experienced loan specialists assist you with getting the funding that you need. If you are a Realtor, Real Estate Auction Company or Real Estate Investor, we can assist your potential customers with the financing for their purchase that they may not be eligible for through Banks, FHA and, traditional lending sources. If you have a low credit score, you can still qualify for a purchase. If you are overwhelmed by credit card debt, but you have a property with equity; you can still qualify for a Refresh Funding loan. Contact a Refresh Funding expert today to discuss your Florida home loan and bridge loan needs. 



A bridge loan, also known as "gap financing" or "swing loan", is a short-term loan that is used until a person or company secures permanent financing or removes an existing obligation. This type of financing allows the borrower to meet present obligations by providing instant cash flow. The loans are usually no longer than a year with relatively high interest rates and are backed by collateral such as real estate.

Bridge loans
are used by both corporations and individuals and can be tailored for many different situations. For example, let's say that a corporation is doing a round of equity financing that is expecting to close in three months. A bridge loan is a viable solution to secure working capital until the round of funding goes through. In the case of an individual, bridge loans are common in the real estate market. As there is often time between the sale of one property and the purchase of another, a bridge loan gives the homeowner more flexibility.

No doubt, there's a lot to do when you get a bridge loan. You wouldn't be visiting our site if it were possible to fill out a one-page loan app and get a great loan funded the same day. We do the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

Experts at Refresh Lending know that many profitable businesses need fast cash. So we offer bridge loans to those who cannot seek out assistance from traditional lenders. We offer fair rates and look at more than just your credit score. Our experts assess the risk and structure payment plans considering all factors. Refresh Lending offers competitive rates, streamlined processes, and transparent bridge loans.


Florida Loans:


Getting a bridge loan involves four major steps;

Step one: Determine how much you can borrow
Step two: Pre-qualify for your loan
S
tep threeApply for your loan
Step four: Your loan is funded

Your real estate agent and the sellers will coordinate to decide on an escrow/title company to take care of the funding of your loan once it has been approved. We'll work with this company to ensure the papers your lender needs are in order, and you will probably sign all these papers at their office. We will coordinate with this company on your date of closing. Since you won't need to coordinate this process, you get to think about the move, painting, carpet, and the details involved in getting a new home.

After you have answered some few questions, given us detailed information, and applied, you'll be ready to move sooner than you think! We take care of the mortgage legwork so you can focus on finding the new home that's right for you.

Have questions about the loan process? Call Refresh Funding at 305-608-8808. It's our job to answer lending questions, so we're happy to help! Please take the time to fill out our Basic Pre-Approval form.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.