Florida Home-Equity Loans 

Are you looking for a home-equity loan? We will be glad to help! Call us at 305-608-8808. Ready to begin? Apply Now.



Welcome to Refresh Funding, LLC..We are your one stop shop for all of your Florida loan needs. With our office based out of Miami, Florida, we can assist you with any real estate loan transaction in any of the Florida counties and cities. If you want to purchase or refinance a residential or commercial property, let one of our experienced loan specialists assist you with getting the funding that you need. If you are a Realtor, Real Estate Auction Company or Real Estate Investor, we can assist your potential customers with the financing for their purchase that they may not be eligible for through Banks, FHA and, traditional lending sources. If you have a low credit score, you can still qualify for a purchase. If you are overwhelmed by credit card debt, but you have a property with equity; you can still qualify for a Refresh Funding loan. Contact a Refresh Funding expert today to discuss your Florida home-equity loan needs



A home-equity loan, also known as "equity loan" or "second mortgage", is a loan that allows the borrower to receive a fixed amount of cash for the note. The fixed amount is the difference between the homeowners equity and the current market value of the property. Home-equity loans provides collateral for asset-backed securities (ABS) that is issued by the lender and might also include tax deductible interest payments for the borrower. 

Home-equity loans are mainly used by individuals and is basically a line of credit backed by your home. That means that when the credit is used, your home is at risk until the loan is paid off. A home-equity loan is a viable solution to secure current purchases. As there is often a time when homeowners need a line of credit to secure purchases, Refresh Lending allows you take out a home-equity loans.

No doubt, there's a lot to do when you get a home-equity loan. You wouldn't be visiting our site if it were possible to fill out a one-page loan app and get a great loan funded the same day. We do the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

Experts at Refresh Lending know that many home owners need fast cash. So we offer home-equity loans to those who cannot seek out assistance from traditional lenders. We offer fair rates and look at more than just your credit score. Our experts assess the risk and structure payment plans considering all factors. Refresh Lending offers competitive rates, streamlined processes, and transparent home-equity loans.

Florida Loans:


Getting a home-equity loan involves four major steps;

Step one: Determine how much you can borrow 
Step two: Pre-qualify for your loan
S
tep threeApply for your loan
Step four: Your loan is funded

Your real estate agent and the sellers will coordinate to decide on an escrow/title company to take care of the funding of your loan once it has been approved. We'll work with this company to ensure the papers your lender needs are in order, and you will probably sign all these papers at their office. We will coordinate with this company on your date of closing. Since you won't need to coordinate this process, you get to think about the move, painting, carpet, and the details involved in getting a new home.

After you have answered some few questions, given us detailed information, and applied, you'll be ready to move sooner than you think! We take care of the mortgage legwork so you can focus on finding the new home that's right for you.

Have questions about the loan process? Call Refresh Funding at 305-608-8808. It's our job to answer lending questions, so we're happy to help! Please take the time to fill out our Basic Pre-Approval form.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.