Jumbo Mortgage Loans 

Are you looking for a jumbo mortgage loan? We will be glad to help! Call us at 305-608-8808. Ready to begin? Apply Now.



Welcome to Refresh Funding, LLC..We are your one stop shop for all of your Florida loan needs. With our office based out of Miami, Florida, we can assist you with any real estate loan transaction in any of the Florida counties and cities. If you want to purchase or refinance a residential or commercial property, let one of our experienced loan specialists assist you with getting the funding that you need. If you are a Realtor, Real Estate Auction Company or Real Estate Investor, we can assist your potential customers with the financing for their purchase that they may not be eligible for through Banks, FHA and, traditional lending sources. If you have a low credit score, you can still qualify for a purchase. If you are overwhelmed by credit card debt, but you have a property with equity; you can still qualify for a Refresh Funding loan. Contact a Refresh Funding expert today to discuss your Florida jumbo mortgage loan needs. 



A jumbo mortgage loan is a loan that is above the conforming loan limits. These limits are set by the Office of Federal Housing Enterprise Oversight (OFHEO). This type of financing allows the borrower to meet the funding needed for larger purchases. The loans are so large that they carry relatively high interest rates and are usually backed by the property the loan is purchasing. 

Jumbo loans are used by both corporations and individuals and can be tailored for many different situations. For example, let's say that a corporation is needing to expand its business and is looking to purchase a building. A jumbo loan is a viable solution instead of selling equity to secure the capital to complete the purchase. In the case of an individual, jumbo loans are common in the real estate market. As there are few people who take out loans to purchase large estates, a jumbo loan gives the borrower more flexibility.

No doubt, there's a lot to do when you get a jumbo loan. You wouldn't be visiting our site if it were possible to fill out a one-page loan app and get a great loan funded the same day. We do the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

Experts at Refresh Lending know that many profitable businesses need fast cash. So we offer jumbo loans to those who cannot seek out assistance from traditional lenders. We offer fair rates and look at more than just your credit score. Our experts assess the risk and structure payment plans considering all factors. Refresh Lending offers competitive rates, streamlined processes, and transparent jumbo loans.

Florida Loans:


Getting a jumbo loans involves four major steps;

Step one: Determine how much you can borrow 
Step two: Pre-qualify for your loan
S
tep threeApply for your loan
Step four: Your loan is funded

Your real estate agent and the sellers will coordinate to decide on an escrow/title company to take care of the funding of your loan once it has been approved. We'll work with this company to ensure the papers your lender needs are in order, and you will probably sign all these papers at their office. We will coordinate with this company on your date of closing. Since you won't need to coordinate this process, you get to think about the move, painting, carpet, and the details involved in getting a new home.

After you have answered some few questions, given us detailed information, and applied, you'll be ready to move sooner than you think! We take care of the mortgage legwork so you can focus on finding the new home that's right for you.

Have questions about the loan process? Call Refresh Funding at 305-608-8808. It's our job to answer lending questions, so we're happy to help! Please take the time to fill out our Basic Pre-Approval form.

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